This area is served by 60 utility providers across 5 categories. The average residential electricity rate here is 11.9¢/kWh. 15.8% of households use fuel oil/kerosene as their primary heating fuel.
Utility rates in ZIP 12565 vs. US average
Typical monthly utility bills in ZIP 12565
Figures from U.S. Census ACS 5-year estimates, reflecting households that pay utilities separately from rent. In dense urban areas where heat or hot water is often included in rent, these numbers represent the subset of residents who pay directly.
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Internet
Nearby ZIP codes
Frequently asked questions
How do I set up utilities when moving to 12565?
Contact each provider separately before your move-in date. Start with electric (Central Hudson Gas & Elec Corp) and gas (National Grid, (781) 907-1000) since those typically need a few business days to activate. Water and sewer are often handled with one call to your local utility. Set up internet last since it may require an installation visit.
How do utility rates in 12565 compare to the national average?
Residential electricity in Philmont, NY averages 11.9¢/kWh, about 27% below the US average of 16.5¢/kWh and 51% below the New York state average of 24.4¢/kWh. Natural gas in New York averages $16.58/Mcf, about 14% above the national average. Actual monthly bills vary by home size, insulation, and season. Local rates from NREL; state and US averages from EIA Form 861 (2024); natural gas prices from EIA Form 176 (2024).
Is electricity expensive in 12565?
No — electricity in Philmont, NY costs about 27% less than the national average. Compared to New York overall, rates here are about 51% lower. Local rates from NREL (2023); state and US averages from EIA (2024).
What internet providers are available in 12565?
Philmont, NY has strong broadband coverage. Providers include Fidium Fiber (Fiber up to 1,000 Mbps), Mid-Hudson Cablevision (Fiber / Cable up to 2,000 Mbps), Mid-Hudson Data Corp (Fiber up to 2,000 Mbps), T-Mobile (Fixed Wireless up to 100 Mbps), Verizon (Fixed Wireless up to 300 Mbps). Availability varies by street address. Based on FCC Broadband Data Collection filings.
What county is 12565 in?
ZIP code 12565 is in Columbia County, New York.
Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Local electric rates are based on 2023 NREL Utility Rate Database data; state and US averages are from EIA Form 861 (2024). Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.
Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: May 2026.