This area is served by 17 utility providers across 3 categories. The average residential electricity rate here is 15.6¢/kWh. 91.8% of households use electricity as their primary heating fuel.
Utility rates in ZIP 32428 vs. US average
Typical monthly utility bills in ZIP 32428
Figures from U.S. Census ACS 5-year estimates, reflecting households that pay utilities separately from rent. In dense urban areas where heat or hot water is often included in rent, these numbers represent the subset of residents who pay directly.
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Internet
Nearby ZIP codes
Frequently asked questions
How do I set up utilities when moving to 32428?
Contact each provider separately before your move-in date. Start with electric (Florida Power & Light Co, 1-888-988-8249) since those typically need a few business days to activate. Water and sewer are often handled with one call to your local utility. Set up internet last since it may require an installation visit.
How do utility rates in 32428 compare to the national average?
Residential electricity in Chipley, FL averages 15.6¢/kWh — close to the US average of 16.5¢/kWh. Natural gas in Florida averages $25.37/Mcf, about 75% above the national average. Actual monthly bills vary by home size, insulation, and season. Local rates from NREL; state and US averages from EIA Form 861 (2024); natural gas prices from EIA Form 176 (2024).
Is electricity expensive in 32428?
Electricity costs in Chipley, FL are close to the national average. Compared to Florida overall, rates here are about 10% higher. Local rates from NREL (2023); state and US averages from EIA (2024).
What internet providers are available in 32428?
Chipley, FL has strong broadband coverage. Providers include AT&T (Fiber / Fixed Wireless / DSL up to 5,000 Mbps), Hinson Communications Inc (Fiber up to 50 Mbps), Spectrum (Cable / Fiber up to 1,000 Mbps), T-Mobile (Fixed Wireless up to 100 Mbps), Uniti Fiber GulfCo LLC (Fiber up to 10,000 Mbps). Availability varies by street address. Based on FCC Broadband Data Collection filings.
What county is 32428 in?
ZIP code 32428 is in Washington County, Florida.
Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Local electric rates are based on 2023 NREL Utility Rate Database data; state and US averages are from EIA Form 861 (2024). Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.
Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: May 2026.