ZIP code 68944 covers Harvard, Nebraska in Clay County. This area is served by 18 utility providers across 4 categories. The average residential electricity rate here is 9.1¢/kWh. 46.7% of households use natural gas as their primary heating fuel.
Estimated monthly utility costs
$460/month
Cost estimates from U.S. Census ACS 5-year data · Shorter bar = lower cost
Electric
Natural Gas
Water
Internet
Nearby ZIP codes
Frequently asked questions
How do I set up utilities when moving to 68944?
Contact each provider separately before your move-in date. Start with electric (City of Hastings - (NE)) and gas (Kinder Morgan Inc, (402) 453-8700) since those typically need a few business days to activate. Water and sewer are often handled with one call to your local utility. Set up internet last since it may require an installation visit.
How much do utilities cost per month in 68944?
Total estimated monthly costs are around $459, which is about $76 more than the national average. Electricity is the biggest expense at roughly $175/month. Natural gas runs about $225. Water and sewer combined are around $60. Costs vary by home size, usage, and season. Estimates from U.S. Census ACS data.
Is electricity expensive in 68944?
No — electricity in Harvard, NE costs about 39% less than the national average. Compared to Nebraska overall, rates here are about 13% lower. Based on 2023 NREL residential electricity rate data.
What internet providers are available in 68944?
Harvard, NE has strong broadband coverage. Providers include Hamilton Telephone Company (Fiber / DSL up to 1,000 Mbps), Nextlink (Fixed Wireless up to 500 Mbps), T-Mobile (Fixed Wireless up to 25 Mbps), UNITED STATES CELLULAR CORPORATION (Fixed Wireless up to 25 Mbps), UPN (Fiber up to 1,000 Mbps). Availability varies by street address. Based on FCC Broadband Data Collection filings.
What county is 68944 in?
ZIP code 68944 is in Clay County, Nebraska.
Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Electric rates are based on 2023 NREL data. Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.
Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: April 2026.