ZIP code 78028 covers Kerrville, Texas in Kerr County. This area is served by 89 utility providers across 5 categories. The average residential electricity rate here is 10.3¢/kWh. 77.3% of households use electricity as their primary heating fuel.
Estimated monthly utility costs
$243/month
Cost estimates from U.S. Census ACS 5-year data · Shorter bar = lower cost
Electric
Natural Gas
Water
Sewer
Internet
Business Internet
These providers offer business-class internet service in this area.
Nearby ZIP codes
Frequently asked questions
How do I set up utilities when moving to 78028?
Contact each provider separately before your move-in date. Start with electric (Bandera Electric Coop, Inc) and gas (Atmos Energy Corporation, (888) 286-6700) since those typically need a few business days to activate. Water and sewer are often handled with one call to your local utility. Set up internet last since it may require an installation visit.
How much do utilities cost per month in 78028?
Total estimated monthly costs are around $242, which is about $141 less than the national average. Electricity is the biggest expense at roughly $125/month. Natural gas runs about $75. Water and sewer combined are around $43. Costs vary by home size, usage, and season. Estimates from U.S. Census ACS data.
Is electricity expensive in 78028?
No — electricity in Kerrville, TX costs about 32% less than the national average. Compared to Texas overall, rates here are about 25% lower. Based on 2023 NREL residential electricity rate data.
What internet providers are available in 78028?
Kerrville, TX has strong broadband coverage. Providers include AT&T (Fixed Wireless / DSL up to 100 Mbps), BEC Fiber (Fiber up to 2,000 Mbps), Hill Country Telecommunications (Fiber / DSL up to 1,000 Mbps), Hotwire Communications (Fiber up to 2,000 Mbps), Optimum (Cable up to 10 Mbps). Availability varies by street address. Based on FCC Broadband Data Collection filings.
What county is 78028 in?
ZIP code 78028 is in Kerr County, Texas.
Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Electric rates are based on 2023 NREL data. Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.
Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: April 2026.