Utility Providers in Panama City Beach, Florida

Panama City Beach is served by 25 utility providers across 5 categories covering 2 ZIP codes in Bay County.

Bay County · Updated May 2026

Utility rates in Panama City Beach vs. US average

Electricity
13.6¢/kWh
↓ 17% below US average (16.5¢)
↓ 4% below FL state average (14.1¢)
Natural gas
$25.37/Mcf
↑ 75% above US average
Local electricity rate from NREL Utility Rate Database (2023), averaged across Panama City Beach-area providers. State and US electric averages from EIA Form 861 (2024). Natural gas prices from EIA Form 176 (2024, $/Mcf). US avg electricity: 16.5¢/kWh · US avg gas: $14.50/Mcf.

Typical monthly utility bills in Panama City Beach

Electricity$150-$199 (13.0¢–14.2¢/kWh)
Natural gas$100-$149
Water & sewer~$43/month

Figures from U.S. Census ACS 5-year estimates, reflecting households that pay utilities separately from rent. In dense urban areas where heat or hot water is often included in rent, these numbers represent the subset of residents who pay directly.

How Panama City Beach heats its homes

12%
84%
4%

12% natural gas · 84% electricity · 4% other fuels

Electric rates in Panama City Beach

Residential rates range from 13.0¢ to 14.2¢ per kWh.

Panama City Beach
13.6¢/kWh
U.S. avg
16.5¢/kWh

Providers include Duke Energy Florida, LLC, Florida Power & Light Co, Gulf Coast Electric Coop, Inc.

This is 17% below the national average of 16.5¢/kWh.

Internet providers in Panama City Beach

Panama City Beach has strong broadband coverage.

Uniti Fiber GulfCo LLC
10,000 Mbps
Fiber
AT&T
5,000 Mbps
Fiber / DSL / Fixed Wireless
LiveOak Fiber
5,000 Mbps
Fiber
Xfinity
2,000 Mbps
Cable / Fiber
ENCO Electronic Systems LLC
1,000 Mbps
Fiber

Availability varies by address. Based on FCC Broadband Data Collection filings.

Electric 3 providers

Duke Energy Florida, LLC
Florida Power & Light Co
Gulf Coast Electric Coop, Inc

Natural Gas 1 provider

Peoples Gas Systems, Inc

Water 10 providers

BAY COUNTY WATER SYSTEM
CALLAWAY, CITY OF WATER SYSTEM
CREEKSIDE ESTATES PC, LLC
DEER HAVEN PARK
LYNN HAVEN, CITY OF WATER SYSTEM
MEXICO BEACH, CITY OF
PANAMA CITY BEACH CITY OF
PANAMA CITY WATER SYSTEM
PARKER, CITY OF WATER SYSTEM
SPRINGFIELD, CITY OF

Sewer 1 provider

PANAMA CITY BEACH WWTP #1

Internet 10 providers

AT&T
Fiber / DSL / Fixed Wireless up to 5,000 Mbps
CenturyLink
DSL up to 60 Mbps
ENCO Electronic Systems LLC
Fiber up to 1,000 Mbps
LiveOak Fiber
Fiber up to 5,000 Mbps
Mediacom Xtream
Cable up to 1,000 Mbps
T-Mobile
Fixed Wireless up to 100 Mbps
Uniti Fiber GulfCo LLC
Fiber up to 10,000 Mbps
Verizon
Fixed Wireless up to 1,000 Mbps
Wildstar Networks
Fixed Wireless up to 100 Mbps
Xfinity
Cable / Fiber up to 2,000 Mbps

Business Internet 1 provider

These providers offer business-class internet service in this area.

ZIP codes in Panama City Beach, FL

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Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Local electric rates are based on 2023 NREL Utility Rate Database data; state and US averages are from EIA Form 861 (2024). Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.

Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: May 2026.