Utility Providers in Panama City, Florida

Panama City is served by 28 utility providers across 5 categories covering 4 ZIP codes in Bay County.

Bay County · Updated May 2026

Utility rates in Panama City vs. US average

Electricity
16.5¢/kWh
≈ About US average (16.5¢)
↑ 17% above FL state average (14.1¢)
Natural gas
$25.37/Mcf
↑ 75% above US average
Local electricity rate from NREL Utility Rate Database (2023), averaged across Panama City-area providers. State and US electric averages from EIA Form 861 (2024). Natural gas prices from EIA Form 176 (2024, $/Mcf). US avg electricity: 16.5¢/kWh · US avg gas: $14.50/Mcf.

Typical monthly utility bills in Panama City

Electricity$150-$199 (14.2¢–18.7¢/kWh)
Natural gas$50-$99
Water & sewer~$52/month

Figures from U.S. Census ACS 5-year estimates, reflecting households that pay utilities separately from rent. In dense urban areas where heat or hot water is often included in rent, these numbers represent the subset of residents who pay directly.

How Panama City heats its homes

12%
86%
2%

12% natural gas · 86% electricity · 2% other fuels

Electric rates in Panama City

Residential rates range from 14.2¢ to 18.7¢ per kWh.

Panama City
16.4¢/kWh
U.S. avg
16.5¢/kWh

Providers include Duke Energy Florida, LLC, Florida Power & Light Co, Gulf Coast Electric Coop, Inc.

Internet providers in Panama City

Panama City has strong broadband coverage.

Uniti Fiber GulfCo LLC
10,000 Mbps
Fiber
AT&T
5,000 Mbps
Fiber / DSL / Fixed Wireless
Hotwire Communications
5,000 Mbps
Fiber
Xfinity
2,000 Mbps
Cable / Fiber
Mediacom Xtream
1,000 Mbps
Cable

Availability varies by address. Based on FCC Broadband Data Collection filings.

Electric 3 providers

Duke Energy Florida, LLC
Florida Power & Light Co
Gulf Coast Electric Coop, Inc

Natural Gas 2 providers

Peoples Gas Systems, Inc
St. Joe Natural Gas Co.

Water 10 providers

BAY COUNTY WATER SYSTEM
CALLAWAY, CITY OF WATER SYSTEM
CREEKSIDE ESTATES PC, LLC
DEER HAVEN PARK
LYNN HAVEN, CITY OF WATER SYSTEM
MEXICO BEACH, CITY OF
PANAMA CITY BEACH CITY OF
PANAMA CITY WATER SYSTEM
PARKER, CITY OF WATER SYSTEM
SPRINGFIELD, CITY OF

Sewer 4 providers

MILITARY POINT REGIONAL AWT FACILITY
MILLVILLE AWT FACILITY
ST ANDREWS WWTF

Internet 9 providers

AT&T
Fiber / DSL / Fixed Wireless up to 5,000 Mbps
Consolidated Communications
DSL up to 10 Mbps
Hotwire Communications
Fiber up to 5,000 Mbps
Mediacom Xtream
Cable up to 1,000 Mbps
Point Broadband Fiber Holding LLC
Fiber up to 1,000 Mbps
T-Mobile
Fixed Wireless up to 100 Mbps
Uniti Fiber GulfCo LLC
Fiber up to 10,000 Mbps
Verizon
Fixed Wireless up to 1,000 Mbps
Xfinity
Cable / Fiber up to 2,000 Mbps

Business Internet 1 provider

These providers offer business-class internet service in this area.

ZIP codes in Panama City, FL

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Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Local electric rates are based on 2023 NREL Utility Rate Database data; state and US averages are from EIA Form 861 (2024). Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.

Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: May 2026.