This area is served by 22 utility providers across 5 categories. 88.9% of households use electricity as their primary heating fuel.
Utility rates in ZIP 32401 vs. US average
Typical monthly utility bills in ZIP 32401
Figures from U.S. Census ACS 5-year estimates, reflecting households that pay utilities separately from rent. In dense urban areas where heat or hot water is often included in rent, these numbers represent the subset of residents who pay directly.
Electric
Natural Gas
Water
Sewer
Internet
Business Internet
These providers offer business-class internet service in this area.
Nearby ZIP codes
Frequently asked questions
How do I set up utilities when moving to 32401?
Contact each provider separately before your move-in date. Start with electric (Duke Energy Florida, LLC, 800-777-9898) and gas (Peoples Gas Systems, Inc, (877) 832-6747) since those typically need a few business days to activate. Water and sewer are often handled with one call to your local utility. Set up internet last since it may require an installation visit.
What internet providers are available in 32401?
Panama City, FL has strong broadband coverage. Providers include AT&T (Fiber / DSL / Fixed Wireless up to 5,000 Mbps), Hotwire Communications (Fiber up to 5,000 Mbps), T-Mobile (Fixed Wireless up to 100 Mbps), Uniti Fiber GulfCo LLC (Fiber up to 10,000 Mbps), Verizon (Fixed Wireless up to 1,000 Mbps). Availability varies by street address. Based on FCC Broadband Data Collection filings.
What county is 32401 in?
ZIP code 32401 is in Bay County, Florida.
Disclaimer: Provider information is sourced from federal databases including HIFLD, EPA SDWIS, FCC Broadband Data, and EIA-861. Utility cost estimates are from the U.S. Census Bureau American Community Survey 5-Year Estimates. Local electric rates are based on 2023 NREL Utility Rate Database data; state and US averages are from EIA Form 861 (2024). Coverage areas are approximate and may not reflect recent changes. Please verify directly with your provider.
Data sources: U.S. Census Bureau, NREL, EIA-861, HIFLD, EPA, FCC. Last updated: May 2026.